Credit card fraud appears to be everywhere, and thieves love making use of online shopping internet to steal people's credit card information, due to the anonymity it provides. Many consumers think the only way to protect themselves is to stay away from purchasing online altogether. Although that is one option to protect one's credit card information from being stolen but it also means you can't purchase anything online again. The marketplace online for goods and services is growing at the rate of a whirlwind because customers are aware that they can easily find the best prices when shopping on the internet. If you don't shop online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly when traveling. As with everything else that happens in the world, the trick is not to escape the problem but to comprehend the problem and to adopt a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.
Let's first discuss the steps to take if the credit card fraud occurred. There's no reason to panic. Once the cardholder reports that his or her credit card information has been compromised The credit card company won't make the cardholder responsible for any fraudulent charges even if the charges were made prior to declaring that the credit card was stolen. The credit card company will shut down the card for further use and will issue a new card within one or two weeks, but this is still an issue that many would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if a website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspicious or not when Google last scanned it, and also if the website has did anything suspicious in the past, and also report if it is connected to any suspicious websites even when the website itself is not doing any thing that is suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once this is entered the tool from Google will show up a simple half page report that will tell you if the website it's referring to is safe or not.
Another method of security one can employ when shopping online, is to utilize trusted third method of payment. Just about everyone has been familiar with PayPal. They are perhaps the most used third party payment method in the world. They permit customers to pay for goods or services using them. For example, this means that when a consumer purchases something it is not directly transferring money to the website she is purchasing from. She pays the amount due to PayPal, and then PayPal pays the merchant, which means the merchant does not have access to the credit card details of the customer and her credit card details was not transmitted over the internet during the transaction. It doesn't matter whether the client shops on only one or 100 websites. In the event that the payment method of a third party was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every website where a purchase is made. Other payment methods that are third party like PayPal are Google Wallet and Amazon Payments.
Armed with Amazon gutschein this information, online shoppers can now be sure that the websites they go to are secure to shop on, and also be sure to not enter sensitive information when making purchases. So, there is no reason to ignore all the amazing deals available on shopping online due to fear of your credit card details being stolen.